What Is A Diminishing Loan Regarding Loan I Want Some Suggestion As Soon As Possible?

Regarding loan i want some suggestion as soon as possible? - what is a diminishing loan

I based credit card is an international bank loans through your rupees. 93,000 reducing the rate of 24% annual interest and already send checks to me. But now I will) remove this box (loans. I talked to the bank to pay to cancel it. what do I do now, pls help me, give me good suggestion as soon as possible. Thanks